Community Resources

Approved Lenders

The Department of Community Development partners with several local lenders. Local Lenders interested in being included on the City's approved lenders list should contact Ms. Tanya Ward at 305-622-8000, ext. 2304. View the list of Approved Lenders List (PDF).

Homebuyer Counseling Agency

The City of Miami Gardens has partnered with Neighborhood Housing Services, Inc. to provide one-on-one counseling to residents in the City. These services include but are not limited to homebuyer education, money/debt management, post purchase counseling and predatory lending. View the list of Approved Housing Counseling Agencies (PDF).

Alliance for Aging (Elder Hotline)

The Alliance for Aging was designated by the State of Florida in 1989 as the Area Agency on Aging for Miami-Dade and Monroe Counties. The Alliance is a private not-for-profit, agency. A wide range of services are provided to older people through a network of local agencies. Some of the services provided include congregate and home delivered meals, recreation, adult day care, personal care, legal assistance and transportation. Through its service network, the Alliance also provides, support, training, education, counseling and respite for caregivers including grandparents raising grandchildren. Any person age 60 or older is eligible for services from the Alliance for Aging. Caregivers of any age who are caring for an older person may be eligible for services, also. For further information contact the Alliance for Aging at 305-670-6500 or visit their website.

Community Action Agency (CAA)

Miami-Dade Community Action Agency (CAA) is a part of the County's core social service departments. CAA is committed to delivering excellence by providing services that assist low-income individuals and families to gain self-sufficiency and economic independence, through a comprehensive list of programs that address a number of needs. The spirit of Community Action is helping people and changing lives, and is reflected in our commitment to the community. For more information on programs and services provided by CAA, call 786-469-4600.

Florida Housing Finance Corporation

Florida Housing Finance Corporation was created by the Florida Legislature more than 25 years ago to help our fellow Floridians obtain safe, decent affordable housing that might otherwise be unavailable to them. Today, Florida Housing continues its mission by increasing affordable housing opportunities and ensuring that its programs are well matched to the needs of those we serve. Visit the Florida Housing website to learn more about their programs.

Housing Opportunities Project for Excellence (HOPE), Inc (Housing Discrimination)

Housing Opportunities Project for Excellence, Inc. (HOPE, Inc.) is a private fair housing, not-for-profit corporation, dedicated to eliminating housing discrimination and promoting fair housing. HOPE's programs are designed to ensure that people are offered the right to select housing of their choice without discrimination based on race, religion, color, national origin, sex, disability, marital or familial status, or such other protected classes as may be conferred by federal, state or local laws. For more information about HOPE, call 305-651-4673 or visit their website.

Miami-Dade Homeless Trust (Homeless Hotline)

The Miami-Dade County Homeless Trust was created in 1993 by the Board of County Commissioners with several primary functions, including, to administer proceeds of the one-percent food and beverage tax; to implement the local continuum of care plan, and to serve in an advisory capacity to the Board of County Commissioners on issues involving homelessness. The Trust is not a direct service provider. Instead, it is responsible for the implementation of policy initiatives developed by the Miami-Dade County Homeless Trust Board. If you, or someone you know is homeless, or about to become homeless, please call the Homeless Helpline 877-994-HELP (4357). You can also visit their website.

Miami-Dade Public Housing Agency

The Miami-Dade Public Housing Agency administers federal subsidies that support more than 10,000 units of public and other assisted housing. Miami-Dade Public Housing Agency also works with builders, developers, lenders and private housing providers to expand affordable housing opportunities in Miami-Dade County. They have a variety of housing programs and services available depending on the client's individual needs and circumstances. For more information about Miami-Dade Housing Agency, call 786-469-4100. You can also visit their website.

Miami-Dade Department of Housing & Community Development

The Department of Housing and Community Development (HCD) administers Federal and State funding that supports the development of viable urban neighborhoods in Miami-Dade County characterized by decent housing, expansion of economic opportunities and the preservation of historic properties. Visit their website to learn more about HCD.

Ready America

The U.S. Department of Homeland Security promotes individual emergency preparedness through the Ready Campaign and Citizen Corps as part of a broader national effort conducted by the Department's Preparedness Directorate. Emergencies can range from inconvenient to devastating. Use the link below to get information on emergency plans that have been established in your area by your state and local government, and also receive free materials including family emergency plan templates and sample business continuity plans. To learn more, visit the website.

South Florida Legal Providers

Legal Services of Greater Miami (LSGMI) is a private non-profit organization that works to address the legal needs of low income residents. LSGMI represent people who have civil legal problems related to housing, education, family, juvenile, employment, immigration, public benefits and other legal areas. For more information about the Legal Services of Greater Miami, visit their website at To get information on other legal service providers in Florida you may visit Florida Law Help website.

South Florida Workforce

South Florida Workforce is responsible for initiating state and federally funded workforce development programs in Miami-Dade and Monroe counties. They assist employers and job seekers with employment services, labor market information, and provide training for economically disadvantaged adults, youth, dislocated workers, individuals transitioning from welfare to work, and refugees. All South Florida Workforce services and resources are available to everyone at no cost through a network of Career Centers. To learn more about South Florida Workforce,

Steps in the Right Direction

ST.E.P.S. in the Right Direction, Inc (S.T.E.P.S. Inc.) helps strengthen the community by delivering health and human services to the elderly, caregivers of the elderly, needy families and children, refugees, immigrants, and individuals with disabilities and any special needs. They also offer caregivers and families high quality services and support through a variety of programs, such as adult education, family literacy, caregiver support, and workshops. To contact ST.E.P.S., call 305-231-9936 or visit the website.

Switchboard of Miami, Inc.

Switchboard of Miami, Inc. is a private, nonprofit organization that provides the Miami-Dade County community with comprehensive telephone crisis counseling, suicide prevention, information and referral services 24 hours a day, 7 days a week, 365 days a year. The agency also offers free individual and family counseling services and prevention programs for high-risk youth and their families based in local schools. To reach a crisis counselor call 305-358-HELP (4357). Visit their website.

The Children's Trust

The Children's Trust invests in programs and services that improve the lives of Miami-Dade's children and families by making strategic investments in their futures. Some of the programs funded by the Children's Trust include early care and education, summer and after-school programs, parenting classes, access to insurance providers and health care, and much more. For more information on programs funded by the Children's Trust call 211 for the Helpline or you can visit their website.

U.S. Department of Housing & Urban Development (HUD)

City residents can obtain information on all types of housing programs directly from HUD. HUD's website can provide information including purchasing HUD homes, renting, relocation, foreclosures, evictions, homeless, fair housing, consumer information and complaints and much more. The local office is located in downtown Miami. To learn more about HUD, visit their website.