The City of Miami Gardens through the State Housing Initiative Program (SHIP) has a Purchase Assistance Program to include assistance with down payment and closing costs. These are typically available for persons who meet particular income requirements.
Eligible applicants can receive up to $20,000.00 in assistance.
Assistance will be provided on a first-qualified, first-ready, first-served basis, funds are limited.
A first-time buyer is considered someone who hasn’t owned a home in the last three years.